The most expensive Credit Card to own might surprise you, I always thought it would be the Black Amex Credit Card all the celebrities use, but in reality, it’s not as simple as that. *2 FREE AUDIOBOOKS*✅: And here’s why. These Credit Cards or in some cases Chargeback cards range from $7,500 to $2500 a year. That means to use the card it would cost you around $625 a month. Now, some of these cards are made from gold, diamonds and some special medals; so the card it self is very valuable.
The 1st Card: Centurion Card from American Express aka the Amex Black Card
Card Design: Black and made out of Titanium
Benefits: No pre-set limits (it’s a charge back card)
1x Point per every dollars and 1.5x point per every transaction over $5,000
2% on air fair redemption
24/7: Personal Concierge to get you tickets or reservations
Elite status on airlines for upgrades, hotels and rentals
Global entry fee credit $100
Availability: Invite online and you have to charging your cards between $250,000 to $450,000 to get noticed. Example buying 62,656 Big Macs at 3.99 for a total of $250,000
Average members earns 1.3 million a year
Cost:
Initiation fee: 7,500
Annual Fee $2,500
Late Payment $37 or 2.99 which is greater
Balance transfer no info
Story: Collector spent 36million dollars on a tea cup and got back 422 million American Express Points
The 2nd Card: Jp Morgan Reserve Card
Card Design:
Benefits: Free Club access of around $550 dollar value
3x points on travel worldwide
3x on dining
$300 annual travel credit
Purchase protection, Price protection, and extended warranty protection
Availability: You have to be a Chase Private Client Customer or have 10million in assets with chase.
To be a Chase Private Client you need to maintain at least $250,000 with chase on a daily bases
Cost:
Annual Fee: $595
Apr: 13.24%
Balance Transfer: 3% or 5 whichever is great
Story: Graham and how he got it
The 3rd: Dubai First Royale Mastercard with Diamond and Gold
Card Design: Black card with a real Gold wrapping around it and a real diamond in the middle of it. Guaranteed to let people know how rich you are lol
Benefits: Not limits and no Restrictions. You can buy a Mansion and it’ll go through.
- Dedicated relationship manager that arranges everything from tickets to private jets
- Unlimited Access to privileges around the world.
- A “Royale Lifestyle Management Assistant” to help arrange anything you need from test driving a new Porches car in Germany to being at a VIP events at last moment notice.
Availability: If you’re a member of the Royal Family then you’re in but if not (lol) then you have to have an ultra-high net worth to get invited. Most of the members of this card are in the United Arab Emirates but it is available around the world.
- Only around 200 card holders in the world.
Cost: $2000 a year fee
Interest rate: 2.59% a month, which is adjusted depending on the member spending patterns
Key Questions Answered
1. What makes them so Exclusive?
2. Why would you want it?
3. How to get it?
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